Many buyers skip or misread critical provisions in builder-buyer agreements.
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
There is need for buyers to understand cancellation rules before entering into a purchase agreement with a developer.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
Registering the agreement for sale remains the most reliable way for a homebuyer to secure their legal and financial interests.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
Taking possession without an OC can lead to legal complications, denial of utilities such as water and electricity, hurdles in availing home loans or reselling the property, and even eviction.
'Always ensure that lease terms are clearly written in the agreement, including rent escalation clauses and notice periods.'
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
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